Call reports 2015
GROVE BANK & TRUST — 2015
What GROVE BANK & TRUST reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 629,136,000 | 623,808,000 | 641,196,000 | 627,540,000 |
| Total loans | 232,261,000 | 234,731,000 | 231,686,000 | 241,452,000 |
| Allowance for loan losses | 7,314,000 | 7,305,000 | 7,324,000 | 7,348,000 |
| Securities available for sale | 229,055,000 | 235,244,000 | 234,388,000 | 261,966,000 |
| Securities held to maturity | 18,053,000 | 17,731,000 | 17,425,000 | 17,162,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 513,513,000 | 511,064,000 | 521,706,000 | 518,435,000 |
| Interest-bearing deposits | 345,217,000 | 335,213,000 | 352,616,000 | 361,171,000 |
| Noninterest-bearing deposits | 168,296,000 | 175,851,000 | 169,089,000 | 157,265,000 |
| Equity capital | 98,926,000 | 98,686,000 | 100,253,000 | 99,522,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,581,000 | 7,226,000 | 10,882,000 | 14,879,000 |
| Interest expense | 390,000 | 746,000 | 1,110,000 | 1,460,000 |
| Net interest income | 3,191,000 | 6,480,000 | 9,772,000 | 13,419,000 |
| Noninterest income | 1,101,000 | 2,167,000 | 8,236,000 | 8,935,000 |
| Noninterest expense | 4,183,000 | 8,431,000 | 15,759,000 | 19,864,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 110,000 | 217,000 | 2,250,000 | 2,481,000 |
| Income tax | -16,000 | -35,000 | 712,000 | 707,000 |
| Net income | 126,000 | 252,000 | 1,538,000 | 1,774,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,970,000 | 98,096,000 | 99,384,000 | 99,427,000 |
| Total capital | 101,574,000 | 102,074,000 | 103,216,000 | 103,382,000 |
| Risk-weighted assets | 281,467,000 | 314,834,000 | 302,949,000 | 312,871,000 |