Call reports 2012
GROVE BANK & TRUST — 2012
What GROVE BANK & TRUST reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 619,694,000 | 617,483,000 | 595,603,000 | 611,169,000 |
| Total loans | 269,483,000 | 251,625,000 | 239,424,000 | 226,826,000 |
| Allowance for loan losses | 11,625,000 | 11,220,000 | 9,329,000 | 8,681,000 |
| Securities available for sale | 189,433,000 | 215,536,000 | 228,091,000 | 228,141,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 461,188,000 | 478,535,000 | 476,686,000 | 493,030,000 |
| Interest-bearing deposits | 343,187,000 | 355,605,000 | 351,846,000 | 361,760,000 |
| Noninterest-bearing deposits | 118,001,000 | 122,930,000 | 124,840,000 | 131,270,000 |
| Equity capital | 76,242,000 | 76,573,000 | 78,496,000 | 78,357,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,047,000 | 9,822,000 | 14,492,000 | 18,921,000 |
| Interest expense | 1,364,000 | 2,654,000 | 3,561,000 | 4,380,000 |
| Net interest income | 3,683,000 | 7,168,000 | 10,931,000 | 14,541,000 |
| Noninterest income | 1,209,000 | 2,200,000 | 3,286,000 | 4,390,000 |
| Noninterest expense | 4,393,000 | 8,709,000 | 13,002,000 | 17,190,000 |
| Provision for loan losses | 225,000 | 227,000 | 219,000 | 222,000 |
| Pretax income | 226,000 | 558,000 | 1,158,000 | 1,681,000 |
| Income tax | -38,000 | -1,000 | 140,000 | 253,000 |
| Net income | 264,000 | 559,000 | 1,018,000 | 1,428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,525,000 | 61,280,000 | 62,782,000 | 62,607,000 |
| Total capital | 64,144,000 | 64,674,000 | 65,991,000 | 65,650,000 |
| Risk-weighted assets | 281,420,000 | 263,631,000 | 250,500,000 | 237,700,000 |